# Driftwater Loans > Driftwater Loans is a small-business funding service at 2709 Dr Martin Luther King Jr Blvd, Fort Myers, FL 33916 (phone (239) 453-0635). It helps businesses in Fort Myers, FL; Lehigh Acres, FL; Estero, FL; Bonita Springs, FL and across Lee County, Florida, explore working capital, business term loans, business lines of credit, inventory financing, equipment financing and leasing, and merchant cash advances. Driftwater Loans passes funding requests to lending partners; each partner makes its own credit decision and sets its own rates and terms. Driftwater Loans is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Driftwater Loans does not arrange personal, payday, auto title, mortgage, startup or SBA loans, does not offer grants, and does not arrange funding for trucking. Key facts: - Business type: small-business funding service (not a lender) - Address: 2709 Dr Martin Luther King Jr Blvd, Fort Myers, FL 33916, United States - Phone: (239) 453-0635 - Apply: https://driftwaterloans.com/apply/ - Service area: Fort Myers, FL; Lehigh Acres, FL; Estero, FL; Bonita Springs, FL and all of Lee County, Florida - Language: English ## Funding options - [Business Loan Options for Fort Myers, FL and Lee County, FL Businesses](https://driftwaterloans.com/business-loans/): Driftwater Loans, a small-business funding service in Fort Myers, Florida, compares six business loan options for Lee County owners: working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances, which are not loans. - [Working Capital Financing for Fort Myers, FL Companies](https://driftwaterloans.com/business-loans/working-capital/): Driftwater Loans, a small-business funding service in Fort Myers, Florida, explains working capital financing for Lee County businesses: what it pays for, whether it covers payroll, how partners size the amount, and how it is paid back. - [Business Term Loans for Growing Fort Myers, FL Businesses](https://driftwaterloans.com/business-loans/term-loans/): Driftwater Loans, a small-business funding service in Fort Myers, Florida, explains business term loans for Lee County owners: buying a business, expanding, how amortization works, and the records partners read before making an offer. - [Small Business Line of Credit for Fort Myers, FL and Lee County, FL Firms](https://driftwaterloans.com/business-loans/line-of-credit/): Driftwater Loans, a small-business funding service in Fort Myers, Florida, explains business lines of credit for Lee County owners: how draws, limits and renewals work, how a commercial line compares with a term loan, and what partners review. - [Inventory Loans for Fort Myers, FL Businesses](https://driftwaterloans.com/business-loans/inventory-financing/): Driftwater Loans, a small-business funding service in Fort Myers, Florida, explains inventory financing for Lee County stores, repair shops and wholesalers: what it is, how partners value stock, and when a line of credit fits better. - [Business Equipment Financing Across Lee County, FL](https://driftwaterloans.com/equipment-financing/): Driftwater Loans, a small-business funding service in Fort Myers, Florida, explains equipment financing for Lee County businesses: gym and fitness equipment, food trucks, landscaping and heavy equipment, dental equipment, and leasing compared with buying. - [Merchant Cash Advances in Fort Myers, FL: What Partners Review](https://driftwaterloans.com/merchant-cash-advance/): Driftwater Loans, a small-business funding service in Fort Myers, Florida, explains merchant cash advances for Lee County owners: how the factor and holdback work, how an advance differs from revenue-based financing and from a line of credit, and what to check. ## Industries - [Fort Myers, FL Business Loans, Industry by Industry](https://driftwaterloans.com/industries/): Driftwater Loans, a small-business funding service in Fort Myers, Florida, groups funding notes by industry: builders and trades, stores, kitchens and guest rooms, clinics, personal care, repair and care businesses, offices and building services, using Lee County, FL Census counts. - [Construction Business Loans for Contractors in Fort Myers, FL](https://driftwaterloans.com/industries/construction/): Driftwater Loans, a small-business funding service in Fort Myers, Florida, covers construction business loans for Lee County contractors: lines of credit for materials and payroll, equipment financing for machines, and term loans for growth, with Lee County building figures. - [Business Loans for Retail Across Lee County, FL](https://driftwaterloans.com/industries/retail/): Driftwater Loans, a small-business funding service in Fort Myers, Florida, covers business loans for retail stores in Lee County: inventory financing, lines of credit, fixtures and remodels, and buying a store, with Census counts for Lee County retail. - [Fort Myers, FL Restaurant Loans for Restaurant Owners](https://driftwaterloans.com/industries/restaurants/): Driftwater Loans, a small-business funding service in Fort Myers, Florida, covers restaurant loans for Lee County owners: kitchen equipment financing, working capital, restaurant cash advances (not loans), food truck lending and buying a restaurant, with Lee County counts. - [Medical Practice Loans in Fort Myers, FL](https://driftwaterloans.com/industries/medical-practices/): Driftwater Loans, a small-business funding service in Fort Myers, Florida, covers medical practice loans for Lee County physicians and clinics: equipment financing, working capital for claim gaps, term loans for build-outs and buying a practice, with Lee County counts. - [Salon Business Loans for Salon Owners in Fort Myers, FL](https://driftwaterloans.com/industries/salons-and-barbershops/): Driftwater Loans, a small-business funding service in Fort Myers, Florida, covers salon business loans for Lee County owners: nail salon financing, beauty salon and barbershop loans, equipment and remodels, working capital and cash advances (not loans). - [Dental Office Loans for Fort Myers, FL Dentists](https://driftwaterloans.com/industries/dental-practices/): Driftwater Loans, a small-business funding service in Fort Myers, Florida, covers dental office loans for Lee County dentists: equipment financing for chairs and imaging, term loans for build-outs and practice purchases, and working capital, with Lee County counts. - [Fort Myers, FL Gym Business Loans for Gym Owners](https://driftwaterloans.com/industries/gyms-and-fitness-studios/): Driftwater Loans, a small-business funding service in Fort Myers, Florida, covers gym business loans for Lee County owners: equipment financing, term loans for fit-outs and purchases, and working capital, with Lee County fitness center counts. - [Landscaping Equipment Financing for Landscapers in Fort Myers, FL](https://driftwaterloans.com/industries/landscaping/): Driftwater Loans, a small-business funding service in Fort Myers, Florida, covers landscaping equipment financing for Lee County crews: mowers, zero-turns, trailers and trucks, plus lawn care business loans and lines of credit, with Lee County counts. - [Auto Repair Shop Loans for Repair Shop Owners in Fort Myers, FL](https://driftwaterloans.com/industries/auto-repair-shops/): Driftwater Loans, a small-business funding service in Fort Myers, Florida, covers auto repair shop loans for Lee County owners: equipment financing for lifts and diagnostics, inventory financing for parts, working capital and buying a shop, with Lee County counts. - [Daycare Center Financing for Fort Myers, FL Child Care Centers](https://driftwaterloans.com/industries/child-care-centers/): Driftwater Loans, a small-business funding service in Fort Myers, Florida, covers daycare center financing for Lee County child care operators: working capital for payroll, term loans for build-outs and purchases, and equipment financing, with Lee County counts. - [Fort Myers, FL Hotel Loans for Hotel and Motel Owners](https://driftwaterloans.com/industries/hotels-and-motels/): Driftwater Loans, a small-business funding service in Fort Myers, Florida, covers hotel and motel loans for Lee County owners on the business side: FF&E and renovation financing, working capital and the operating business in a motel purchase. Property mortgages are not arranged. - [Boutique Business Loans in Fort Myers, FL](https://driftwaterloans.com/industries/clothing-stores-and-boutiques/): Driftwater Loans, a small-business funding service in Fort Myers, Florida, covers boutique business loans for Lee County clothing stores: inventory financing for new stock, lines of credit, fixtures and refits, and buying a boutique, with Lee County counts. - [Pharmacy Loans for Owners in Fort Myers, FL](https://driftwaterloans.com/industries/pharmacies/): Driftwater Loans, a small-business funding service in Fort Myers, Florida, covers pharmacy loans for Lee County independents: working capital and lines for drug inventory and payer timing, equipment financing and buying a pharmacy, with Lee County counts. - [Grocery Store Financing for Fort Myers, FL Owners](https://driftwaterloans.com/industries/grocery-stores/): Driftwater Loans, a small-business funding service in Fort Myers, Florida, covers grocery store financing for Lee County owners: equipment financing for coolers and checkout, lines of credit for stock, term loans for refits and purchases, with Lee County counts. ## Guides and calculators - [Local Business Guides and a Loan Calculator for Fort Myers, FL](https://driftwaterloans.com/resources/): Driftwater Loans, a small-business funding service in Fort Myers, Florida, publishes practical guides to the Lee County records a funding partner may read: business tax receipts, permits and zoning, and the tourist development tax, with a balloon payment calculator. - [Lee County, FL and Fort Myers, FL Business Tax Receipts: Search, Renewal and City Rules](https://driftwaterloans.com/resources/lee-county-and-fort-myers-business-tax-receipts/): Driftwater Loans, a small-business funding service in Fort Myers, Florida, explains Lee County and Fort Myers business tax receipts in practical terms: what the receipt is, how to find and renew it, how county and city receipts relate, and how partners use them. - [Lee County, FL Permits and Fort Myers, FL Zoning Before You Build Out or Expand](https://driftwaterloans.com/resources/lee-county-permits-and-fort-myers-zoning/): Driftwater Loans, a small-business funding service in Fort Myers, Florida, explains Lee County permits and Fort Myers zoning from a funding point of view: zoning checks before a lease, permit records for a build-out, and the documents partners read. - [Lee County, FL Tourist Development Tax Returns for Fort Myers, FL Hotels and Rentals](https://driftwaterloans.com/resources/lee-county-tourist-development-tax/): Driftwater Loans, a small-business funding service in Fort Myers, Florida, explains the Lee County tourist development tax for hotels, motels and rentals: what the returns show, how they sit beside sales tax, and how partners read them in a funding request. - [Equipment Loan Calculator with Balloon: Fort Myers, FL Edition](https://driftwaterloans.com/resources/equipment-loan-balloon-payment-calculator/): Driftwater Loans, a small-business funding service in Fort Myers, Florida, provides an equipment loan calculator for a base payment and explains how a balloon at the end changes the monthly payment and the total cost, with a worked example. ## Areas served - [Business Funding in Fort Myers, Florida: Lee County, FL Numbers and Local Records](https://driftwaterloans.com/fort-myers-fl/): Driftwater Loans, a small-business funding service in Fort Myers, Florida, sets out Census counts for Fort Myers and Lee County, FL: employers, businesses without paid employees, self-employment, sectors and residential permits, plus the kinds of lenders that fund local firms. - [Business Funding Near Fort Myers, FL: Nearby Towns and Counties](https://driftwaterloans.com/service-areas/): Driftwater Loans, a small-business funding service in Fort Myers, Florida, takes requests from across Lee County, FL. This page links the Lehigh Acres, Estero and Bonita Springs pages and answers common Florida license and registration questions. - [Business Loans and Credit Lines in Lehigh Acres, FL](https://driftwaterloans.com/service-areas/lehigh-acres-fl/): Driftwater Loans, a small-business funding service in Fort Myers, Florida, takes phone and online-form requests from Lehigh Acres, FL. This page gives ZIP 33971 business counts, Lehigh Acres self-employment figures and answers to Florida license and tax receipt questions. - [Estero, FL Business Loans for Shops and Trades](https://driftwaterloans.com/service-areas/estero-fl/): Driftwater Loans, a small-business funding service in Fort Myers, Florida, takes phone and online-form requests from Estero, FL. This page gives ZIP 33928 business counts, Estero self-employment figures and answers to Florida license and tax receipt questions. - [Funding for Bonita Springs, FL Businesses: Loans, Credit Lines and Equipment](https://driftwaterloans.com/service-areas/bonita-springs-fl/): Driftwater Loans, a small-business funding service in Fort Myers, Florida, takes phone and online-form requests from Bonita Springs, FL. This page gives ZIP 34135 business counts, Bonita Springs self-employment figures and answers to Florida license and tax receipt questions. ## Company - [Small Business Loans for Fort Myers, FL Owners: Matched to How the Business Earns](https://driftwaterloans.com/): Driftwater Loans runs a small-business funding service in Fort Myers, Florida. Owners describe what the money is for by phone or online form; Driftwater sorts the request by purpose and matches it with funding partners, who review it and make their own decision. Six funding types are covered. - [How to Get a Business Loan in Fort Myers, FL With Driftwater Loans](https://driftwaterloans.com/how-it-works/): Driftwater Loans, a small-business funding service in Fort Myers, Florida, sets out how a funding request moves: first conversation, shortlist of funding types, partner review of records, a written offer and the owner's decision. It also lists the documents partners ask for. - [Business Funding FAQ: Fort Myers, FL](https://driftwaterloans.com/faq/): Driftwater Loans, a small-business funding service in Fort Myers, Florida, answers owner questions about business funding: using a loan to pay yourself, early payoff, LLC borrowing, approval timing, documents and equipment tax questions. - [Meet Driftwater Loans: Small Business Funding in Fort Myers, FL](https://driftwaterloans.com/about/): Driftwater Loans, a small-business funding service in Fort Myers, Florida, matches Lee County business requests with funding partners, who review them and make their own decisions. This page explains the service and answers common questions about loan uses and amounts. - [Talk to Driftwater Loans About Small Business Loans in Fort Myers, FL](https://driftwaterloans.com/contact/): Driftwater Loans, a small-business funding service in Fort Myers, Florida, takes requests by phone and through an online form. This page gives the phone number, where Driftwater is listed, and answers on how hard it is to get a business loan. - [Apply for a Line of Credit or Term Loan: Fort Myers, FL and Lee County, FL Owners](https://driftwaterloans.com/apply/): Apply for a line of credit, term loan or other business funding in Fort Myers, FL: the request form, what happens next and the documents partners ask for. - [Read the Disclosures Before Requesting Funding in Fort Myers, FL](https://driftwaterloans.com/disclosures/): Driftwater Loans is a funding broker in Fort Myers, Florida, not a lender. Funding partners make every credit decision and set every rate and term. ## Optional - [Full text of every page](https://driftwaterloans.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://driftwaterloans.com/sitemap.xml)